Charlotte’s fix-and-flip market remained robust in June, with median home prices holding steady around $430,000 and projected to climb toward $435,000–$445,000 by year-end. Inventory continues to be tight in the $300K–$500K range, fueling strong demand for quality renovated homes. Although over 22,000 new units are under development, most are still priced beyond entry-level buyers, keeping value-add flips highly attractive for investors. With Charlotte’s steady job growth and resilient buyer demand, disciplined investors are continuing to find solid opportunities in this competitive market.
In June 2025, the U.S. mortgage market remained relatively steady. The average 30-year fixed mortgage rate hovered around 6.55%, showing only slight movement from May. Key economic indicators—such as stable inflation trends and modest job growth—kept the Federal Reserve’s policy rate unchanged this month. Market sentiment continues to anticipate potential rate cuts later this year as economic conditions evolve. Fannie Mae maintains its forecast of a 6.4% average mortgage rate for 2025, with a possible decline to 6.1% in 2026. For investors and buyers, these conditions support cautious optimism, as borrowing costs remain elevated but show early signs of easing.
